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Financial Technology (FinTech) has its origins in the 2008 Global Financial Crises where the Financial Markets collapsed, traditional banks and financial institutions came under heavy regulation and many white collar finance jobs were lost. The same talent created startups using disruptive technologies that made Banking far more economical to the masses – basically the digitalization of all processes like Commercial (SMB) Lending, P2P Lending, Raising Capital (Investment Funds, Robo advisory firms, even ICOs), Crowdfunding, Payments, Insurtech and RegTech to redefine and remove the inefficiencies that have prevailed in the past. In China, the technology company driven entry into financial services is called TechFins and originate from BAT (Baidu, Ant Group and Tencent) and GAFA (Google, Apple, Facebook/Whatsapp and Amazon) in USA while the Indian FinTech market is microfinance led using Aadhaar Pay technology for authentication and UPI-based micro payments.

FinTech is now one of the key buzzwords used in corporate and startup circles. Payments has been one of the largest segments with players like Stripe and Square dominating online and offline payments while the GAFA companies introduced Apply Pay, Google Pay, Amazon and Whatsapp (FB) Pay along with Alipay and WeChat Pay among the TechFins. After the need for credit in terms of Credit Card and Personal Loans was offered only to high credit score consumers, the need for deferred credit without a formal credit card came in the form of Buy Now Pay Later (BNPL) segment. Payment players like Klarna who were in POS Lending with 90 million customers started offering 3 schemes in BNPL and its market value grew sixfold to US$ 30 Billion. Square POS acquired the #2 BNPL company Afterpay in Australia with 16 million customers at a valuation of US$29 Billion which has started a slew of consolidations in FinTech. The ever evolving landscape and growth in this segment of Financial Services throws up employment opportunities for Business (MBA/BBA) students apart from developers with an engineering background.

JAGSoM introduced the Financial Technologies (“FinTech”) Superspecialisation along with our FinTech elective in 2020. In the first year, our partner school was ESCP Business School, London and in 2021, it was Darden Business School, Charlottesville, USA. The objective of the Superspecialisation is for JAGSoM Finance students to fit into identified Fintech roles in industry to get a deeper understanding of prevalent business FinTech models globally through an immersion program with the Partner School, mentoring by faculty from both schools as well as working on a live industry (Capstone) project with Indian FinTechs. In 2021, the focus was on Alternate Lending (Lending Fintechs).

CAREER TRACK COURSES

  • FinTech Immersion
    (Partner University – Darden UVA)

  • FinTech Business MVP Creation and Group Exercises - Post-Immersion

  • FinTech Startup Creation

  • Business Requirements and Product Management

  • Collaborative Courses (Knowledge Partner SimpliLearn)

  • Business Analyst -FinTech

    Competency

    1. Liaise with Client Business Team
    2. Understand clients' business mandate
    3. Understand solution options
    4. Provide detailed requirements to own team of developers
    5. Understand own company selling proposition vs competitors
    6. Position the value proposition effectively

    • Critical Skills

    • Good understanding of Fintech Business Models
    • Good understanding of IT Applications & Solutioning
    • Understanding Business Requirements & Scoping
    • Having ownership of Deliverable
    • Sound Understanding of Business Processes

    Interventions - Courses

    • BABOK Elective Course
    o Requirements Life Cycle Management
    o Requirements Analysis Process
    o Requirements Modelling
    o Preparation of Requirements Specification Documents
    • SS FinTech RFP – Capstone Projects (details provided later)

    Intervention - Certifications

    • EBAP (IIBA)
  • Product Manager / Associate PM -FinTech

    Competency

    1. Own relationship with Client Business Team
    2. Understand clients' business mandate
    3. Provide solutioning options
    4. Prepare Product Roadmap
    5. Provide detailed requirements to own team of developers
    6. Lead Solutioning Meetings
    7. Partner with Model Development and Engineering

    Critical Skills

    • Being a Trusted Advisor
    • Sound understanding of Fintech Business Models
    • Sound understanding of IT Applications & Solutioning
    • Ability to prioritize features, timing and pricing
    • Understanding tradeoffs, testing & development intricacies
    • Having ownership of Deliverable
    • Sound understanding of Agile, DevOps, Machine Learning

    Interventions - Courses

    • Digital Project Management
    • BABOK Elective Course
    o BA Planning & Monitoring, Stakeholder Mgmt.
    o Solution Evaluation
    o Scope, Time, Cost, Quality
    o Risk Management
    • Innovation Incubation Track
    o Innovation & Creativity (Creating an MVP)
    • SS FinTech RFP – Capstone Projects

    Intervention - Certifications

    • PMP or CAPM
    • EBAP (IIBA)
    • Product Management (Online Micro-masters course on Coursera, Udemy or edX)
  • Business Development – Fintech

    Competency

    1. Client Relationship Management
    2. Understand the industry and target market
    3. Collaborate with Pre-Sales & Tech Teams
    4. Identify new prospects in the target market / territory / industry
    5. Understand own company selling proposition vs competitors
    6. Position the value proposition effectively

    • Critical Skills

    • Sales - Trusted Advisor, being the SPOC for own client's challenges
    • Industry Analysis
    • Understand underlying technology, team player
    • Sensing and prioritizing BD opportunities
    • Understanding of Product & market positioning
    • Sound presentation and verbal-written communication skills

    Interventions - Courses

    • FinTech Elective (all modules)
    • Marketing and Digital Business Courses on
    o Industry 4.0
    o E-Commerce
    • SS Fintech – understanding FinTech Business Models (relevant case studies)

    Intervention - Certifications

    • Business Development (Online Micro-masters course on Coursera, Udemy or edX)
  • COURSE 1: FINTECH IMMERSION – PARTNER UNIVERSITY (DARDEN SCHOOL OF BUSINESS) – (20 HOURS)

    20 hours of classroom sessions

    1
    Strategy in the Digital Age
    GoogleCar (614022-PDF-ENG)
    1. How does digital transformation impact the basis of competition?
    2. What will competition look like in autonomous vehicles?
    2
    InsurTech
    Cuvva: Disrupting the Market for Car Insurance (IN1430-PDF-ENG)
    1. What is the value chain in the insurance markets?
    2. Does Cuvva disrupt this value chain?
    • Insurance 2030— The impact of AI on the future of insurance,
    • Future of insurance: Unleashing growth through new business building
    • Digital Disruption in Insurance: Cutting through the noise, McKinsey and Co.
    3
    Digital Banking
    • Elixir: A Fintech Banking Solution for Millennials (W18578-PDF-ENG)
    1. New Digital Banks – Business Model and understanding their marketing and distribution strategies
    • FinTech, BigTech, and the Future of Banking,
    • The banking industry and digital innovation: in search of new business models and channels,
    • AI-bank of the future: Can banks meet the AI challenge?
    • Reimagining customer engagement for the AI bank of the future
    4
    Payments
    • Digital Business Transformation in Silicon Savannah: How M-PESA Changed Safaricom (Kenya) (IMD868-PDF-ENG)
    1. Understanding M-PESA Business Model and how digital money characteristics influence the development of new products and services
    • Payments Innovation and the Use of Cash
    • The banking industry and digital innovation: in search of new business models and channels,
    5
    Payments
    • Square: Disruption in the US Mobile Payment Market (KEL792-PDF-ENG)
    1. Understanding Square’s business model and how its fits into a typical payment transaction process (CC)
    • The Payments Industry Landscape: What Does It Look Like Today?
    • Cooperation for Innovation in Payment Systems: The Case of Mobile Payments.
    • Mobile Payments: Moving Towards a Wallet in the Cloud?
    6
    P2P Lending
    • Lending Club (E597-PDF-ENG)
    1. Understanding Lending Club as a marketplace fintech
    • A temporary phenomenon? Marketplace lending - An analysis of the UK market
    • Fintech credit markets around the world: size, drivers and policy issues
    • Mobile Payments: Moving Towards a Wallet in the Cloud?
    7
    P2P Lending
    • China Rapid Finance: The Collapse of China's P2P Lending Industry (321124-PDF-ENG)
    1. Why has the MPL industry run into trouble in the emerging markets, but is still fully functional in the developed countries?
    • The Microfinance Revolution: An Overview,
    • What today’s shake-out in China’s peer-to-peer lending market means for fintech
    8
    Microfinance
    • M Power Micro Finance: Early Battle for Survival (W15632-PDF-ENG)
    1. How does microfinance work?
    2. What factors contributed to the microfinance crisis in India in 2010?
    • Andhra Pradesh 2010: Global Implications of the Crisis in Indian Microfinance,
    • Making Microfinance More Effective,
    9
    Reward-based Crowdfunding
    • Crowdfunding: A Tale of Two Campaigns (BAB282-PDF-ENG)
    1. Understanding key factors for a successful crowdfunding campaign?
    • Democratizing Innovation and Capital Access: The Role of Crowdfunding
    • Some Simple Economics of Crowdfunding
    10
    Securities Crowdfunding
    • OurCrowd: Growing a Crowdfunding Platform in a VC World (KEL922-PDF-ENG)
    1. Understanding equity-crowdfunding
    2. Challenges in growing a crowdfunding platforms like OurCrowd
    • Are Syndicates the Killer App of Equity Crowdfunding?
    • Has the US Equity Crowdfunding Market Lived up to Expectations?
    • Does General Solicitation Improve Access to Capital for Small Businesses? Evidence from the JOBS Act.
    11
    Robo Advising
    • The Wealthfront Generation (216085-PDF-ENG)
    1. Roboadvisory and disruption in the asset management industry
    • Robo-advising Note
    12
    Retail Investment
    • Race to Robinhood Markets IPO, UVA-DRAFT
    1. How did Robinhood change retail investment?
    2. What is Robinhood’s business model?
    • Robinhood’s Role in the ‘Gamification’ of Investing
    • Robinhood’s Debut Is Clouded by SEC Scrutiny of Payment for Order Flow
    13
    Cryptocurrency
    • Cryptocurrencies: Investment, Money, or Gamble? (A) (W91C19-PDF-ENG)
    1. What is a cryptocurrency? Is bitcoin an asset, a commodity, or a currency?
    • Distributed Ledger Technology (DLT) and Blockchain
    14
    ICO
    • AirFox (A): Embracing the Blockchain and an ICO 818097-PDF-ENG
    1. Difference between ICO and IPO
    • The Hidden Costs of Initial Coin Offerings
    • The Summer of ICOs: VC Implications,
    • What did Silicon Valley’s crypto bubble create?
    • Initial Coin Offerings: Financing Growth with Cryptocurrency Token Sales
    15
    Platform Building
    • Ant Financial (A) - HBS
    1. FinTech in China – economic and societal considerations
    • Why Some Platforms Thrive and Others Don’t (BR, 97(1): 118-125, 2019)
    • Spotting Institutional Voids in Emerging Markets (HBS -106-014)
  • COURSE 2: FINTECH BUSINESS MVP CREATION AND GROUP EXERCISES - POST-IMMERSION (20 HOURS)

    20 hours of classroom sessions

    1-2
    Digital Business
    Take 1 or 2 models and describe how you will create a Fintech using the same. How is this approach different from others in the market ? What is the USP and Value Proposition ?
    3-4
    Neo Banking
    Imagine you have to build a business case for prioritising spend for use of AI in your organisation – which would be your order of priority ?
    5-6
    Payments
    Imagine you have to take a position of whether you will (1) create the banking brand and do the customer acquisition or you will (2) create the common banking infrastructure that can service multiple such “brands” as business process service provider, build a business case for (1) or (2) including the Business Model Canvas, P&L Projections and Cashflows.
    7-8
    Reward-based Crowdfunding
    Can you build a new Crowdfunding Platform which is a hybrid of at least two of the above ? What will be your Go to Market ?
    9–10
    Securities Crowdfunding
    Role Play a scenario that one team member is the GP, another the LP, the third is the Accounting DD Provider and last one is the Fund Trustee. What would be the key decisions on Fund architecture and parameters that would be of concern to you? How would you ensure your interests are protected or advice is adhered to ?
    11-12
    Robo Advising
    You are the CEO, CFO, CMO and Finance Manager in a company looking at raising rounds of financing. Role pay how you would advise the CEO on the right approach to financing your venture.
    13-14
    Retail Investment
    Architecting the next Robo Advisory Platform.
    15-16
    Platform Creation
    Create your own Platform Prototype, build website and necessary collateral, seek initial feedback from users, create a Minimum Viable Product (MVP) factoring in these inputs from initial users
  • COURSE 3: FINTECH STARTUP CREATION – IN PARALLEL TO COURSE 2 (20 HOURS)

    20 hours of classroom sessions

    1-2
    Evolution of a Startup (similar to Innovation Incubation)
    Seed to early Stage to Growth and Scaling Up
    (Case Study :PayTM)
    3-4
    Design Thinking, Search for a Problem, Customer Journey Map
    Revision of concepts taught in Innovation Incubation for Design Thinking. Teams have to start searching for a Fintech Problem right down to the customer journey map and how their problem will be solved with the proposed Solution (Business Idea)
    5-6
    Business Model Canvas, Business Planning
    Understand the Desirability, Feasibility and Viability of the Business using the Canvas. Building a 5 year Business Plan
    7-8
    Financial Regulation Awareness, Form of Entity
    Based on licenses necessary, decide a partnership or collaborative approach with license holders like Banks and NBFCs. Choose between own country (India) vs Fintech friendly jurisdiction like Singapore or US about where to incorporate.
    9-10
    Funding or Bootstrapping
    Form of capital – Family & Friends / Angel / Pre-Seed / Seed / Incubator / Seed / VC / VC Debt depending on traction and stage of the hypothetical Startups
    11-12
    Board of Advisors / Mentors
    What kind of support is needed from a Board of Advisors and Mentors for ensuring the continuity of business?
    13-14
    Incubator / Coworking Space / Own Office
    Pros and Cons of working out of a Incubator versus Coworking space and own office space depending on team size and business dynamics
    15-16
    Guest Lecture
    1-2 FinTech Entrepreneurs who have been successful to come and talk about their journey.
  • COURSE 4: BUSINESS REQUIREMENTS AND PRODUCT MANAGEMENT (20 HOURS).

    1
    Role of a Business Analyst, Product Manager and Product Owner
    (1 sessions)
    Business Analyst – Requirement for Product
    Product Manager – Manage and responsible for Product
    Product Owner - Accountable for Product
    2
    Introduction to Business Requirements
    (1 Session)
    Business Analysis
    BABoK Knowledge Areas
    BABOK Key Concepts
    BABoK Terminology
    BABoK themes
    3-6
    Requirements Lifecycle Management
    Requirements Life Cycle Management
    Requirements Analysis Process
    Requirements Modelling
    Preparation of Requirements Specification Documents
    7-8
    Stakeholder Management
    BA Planning & Monitoring, Stakeholder Mgmt.
    Solution Evaluation.
    9-12
    Project / Product Management Control
    Project Scope, Time, Cost, Quality
    13 - 14
    Risk Management
    Project Risk Management
    15-16
    Practice – Build the requirements for the MVP
    Pros and Cons of working out of a Incubator versus Coworking space and own office space depending on team size and business dynamics
  • COURSE 5:COLLABORATIVE COURSES

    1
    Introduction to IIBA and CCBA Certification
    CAPM (Program Manager)
    •Introduction to CAPM
    Agile Scrum Master
    •Introduction to ASM
    2
    Introduction to BABOK v3
    CBAP (Business Analyst)
    • Business Analysis
    • Competencies of a Business Analyst
    • Techniques referred to by BABOK v3
    CAPM (Program Manager)
    •Introduction to Project Management
    • Project Management Process Groups
    • Project Management Processes
    • Process Groups ITTO
    • Portfolios Programs Stakeholders
    Agile Scrum Master
    •Agile way of thinking
    • Agile Concepts
    • Agile Manifesto and Principles
    • Scrum overview
    3
    Business Analysis Planning and Monitoring
    CBAP (Business Analyst)
    • Introduction to Business Analysis Planning and Monitoring
    • Plan Stakeholder Engagement
    • Plan Business Analysis Governance
    • Plan Business Analysis Information Management
    CAPM (Program Manager)
    •Project Environment

    • Role of the Project Manager

    • Project Integration Management
    • Project Integration Management Knowledge Areas
    • Direct and Manage Project Work
    • Perform Integrated Change Control
    Agile Scrum Master
    •Scrum Roles, Events and Artifacts
    • Responsibilities and Commitment of Scrum Master
    • Responsibilities and Commitments of the Product Owner and Team members
    • Evolution of existing team roles into Scrum roles
    • Scrum events and artifacts
    4
    Elicitation and Collaboration
    CBAP (Business Analyst)
    • Prepare For Elicitation
    • Conduct Elicitation
    • Confirm Elicitation Results
    • Communicate Business Analysis Information
    • Manage Stakeholder Collaboration
    CAPM (Program Manager)
    •Project Scope Management

    • Project Scope Management in Planning Process Group

    • Project Scope Management in Monitoring and Controlling Process Group
    Agile Scrum Master
    •Agile Estimating, Planning, Monitoring, and Control
    • Writing and Maintaining the Product Backlog
    • Planning releases and sprints based on business value
    • Units and techniques used in agile estimation
    • Tracking and Communicating Progress
    • Staying in Control of projects
    5
    Requirements Life Cycle Management
    CBAP (Business Analyst)
    • Introduction to Requirements Life Cycle Management
    • Trace Requirements
    • Maintain Requirements
    • Prioritize Requirements
    • Assess Requirements Changes
    • Approve Requirements
    CAPM (Program Manager)
    •Project Schedule Management

    • Project Schedule Management Processes

    • Schedule Network Analysis Techniques
    Agile Scrum Master
    •Other Methods and Frameworks
    • Extreme Programming
    • Crystal
    • DSDM
    • Lean
    • Kanban
    6
    Strategy Analysis
    CBAP (Business Analyst)
    • Introduction to Strategy Analysis
    • Analyze Current State
    • Define Future State
    • Assess Risks
    • Define Change Strategy
    CAPM (Program Manager)
    •Project Cost Management

    • Project Cost Management

    • Earned Value Management
    Agile Scrum Master
    •Complex Projects
    • Transition plan for Agile transformation
    • Towards self-organization
    • Physical and cultural changes needed
    7
    Requirements Analysis and Design Definition
    CBAP (Business Analyst)
    • Introduction to Requirements Analysis and Design Definition
    • Specify and Model Requirements
    • Verify Requirements
    • Validate Requirements
    • Define Requirements Architecture
    • Define Design Options
    • Analyze Potential Value and Recommend Solution
    CAPM (Program Manager)
    •Project Quality Management

    • Project Quality Management Processes

    • Quality Tools
    •Project Resource Management

    • Team Dynamics

    • Organizational Theories and Leadership Styles
    •Project Communications, Risk and Procurement Management

    • Project Communications, Risk and Procurement Processes

    Agile Scrum Master
    •Adopting Agile
    • Introducing Agile to the organization
    • Self-management and whole team responsibility
    • Changes needed to the organizational ecosystem to support agility
    8
    Solution Evaluation
    CBAP (Business Analyst)
    • Introduction to Solution Evaluation
    • Measure Solution Performance
    • Analyze Performance Measures
    • Assess Solution Limitations
    • Assess Enterprise Limitations
    Recommend Actions to Increase Solution Value
    CAPM (Program Manager)
    •Project Stakeholder Management

    • Project Stakeholder Management Processes

    Agile Scrum Master
    •Projects

Core Faculty

  • Prof. Soumya Choudhury

    Associate Professor and Chairperson – Finance Area

    Education: PGDM (Finance), IIM Ahmedabad B.Tech (EE), IIT Bombay

    Soumya Choudhury has 23 years of corporate experience in Management Consulting, Investment Banking/ M&A, Automotive Industry and in Information Technology.Soumya has been associated with JAGSoM over the past 2 years teaching various courses in Supply Chain, Analytics and Blockchain / FinTech.

  • Elena Loutskina

    Professor of Business Administration Peter M. Grant II Bicentennial Foundation Chair in Business Administration

    Education: Ph.D., Boston College

    Loutskina's research focuses on financial intermediation. Her research interest includes securitization, commercial banks strategic management, consumer finance, mortgage markets, small business lending and regulation of financial intermediaries.

  • Ting Xu

    Assistant Professor of Business Administration

    EducationB.A., Renmin University of China; M.Sc., Hong Kong University of Science and Technology; Ph.D., University of British Columbia

    Ting Xu is an assistant professor of finance at the University of Virginia, Darden School of Business. His research focuses on entrepreneurial finance, FinTech and family firms. His work has explored angel financing and crowdfunding.

  • Prof. Prashant Goyal

    Adjunct Professor - Finance

    Education: PGDM (Finance), IIM Bangalore B.E., BITSPilani

    Prashant Goyal is a Private Equity professional and an Adjunct Faculty at IFIM with an industry and teaching experience of over 30 years. Prashant has been an Adjunct/ Visiting faculty to other tier-1 business schools, including IIM, Bangalore; IIM, Vizag and IIM, Nagpur.

  • Dr.Sunder Vijayanagar

    Professor - Digital Business

    Education: Ph.D., Management Studies, Karnataka University, India MBA, Operations Management, University of Mumbai, India MTech, Production Engineering, Indian Institute of Technology Bombay, India B.E, Mechanical, University of Mysore, India

    Sundar Vijayanagar has over 12 years of academics/ teaching experience in various capacities. His academic affiliations include institutions like Manipal Academy, ICFAI Business School, Bombay University and VTU. The past five years Dr. Sundar held senior academic leadership position.

  • Prof. Parameshwar H S

    Assistant Professor - Finance

    Education: MBA, Finance, Kuvempu University, India B.Com, Kuvempu University, India

    Parameshwar HS has 20 years of professional experience in the areas of Sales, Consultancy, Financial Market Data Operations, Program Management, Start- up / Entrepreneurship, and Education Management.

REQUEST FOR PROBLEMS (RFP)
INDUSTRY PROJECTS

  • Company:

    Ujjivan SFB

    Project Title:

    Digital Lending

    Project Description

    Scope for Digital Lending

  • Edelweiss Credit

    Digitalisation of MSME Credit

    End to end digitalization of Lending

  • LoanTap

    Insurance Business Development

    Feasibility of setting up a new line of business in insurance BD

  • LoanTap

    Credit Scoring Model Improvisation

    Evaluation of Underwriting and Credit Scoring Infrastructure

  • LoanTap

    Customer Persona & campaigns for 2W Elec Loans

    Building customer persona and running campaign for New Segment (Electric 2W)

  • MyShubhLife

    Data and Visualisation of mapping Past Customers

    Building better features for relating with Bureau Credit Scores of past customers

STUDENT PROFILES

  • RONIT ROY

    Qualification: B.Tech (Mechanical Engg)

    Work Experience: Indian Space Research Organisation: 3.5 months
    Olcademy: 3 months
    FoodVybe: 3 months
    Takshashila Consulting: 2 months
    Alpha Derivatives: 6 months (Ongoing)

    Contact: https://www.linkedin.com/in/ronit-roy-profile/

    Capstone / RFP Project Title:

    Accomplishments: Regional Finalist- HULT Prize 2021, Merit Scholar - CBSE Class X.

    Research Project / Innovation Incubation: Earnings Quality: Estimating quality of earnings, ratios and relative valuations of the Companies by applying mean reversion model.

  • SAYANTAN GHOSH

    Qualification: BCom - Finance

    Work Experience: Senior Executive at Infosys Business Process Management Ltd – 28 months.

    Contact: https://www.linkedin.com/in/sayantan-ghosh-1008BB1A8/ronit-roy-profile/

    Capstone / RFP Project Title: Building better features for relating with Bureau Score of past customers (MyShubhLife)

    Accomplishments: Rising Star awardee at Infosys BPM Ltd – 2019.

    Winner at Design Thinking and Innovation Exhibition, JAGSoM, 2020-21.

    Regional Finalist at HULT PRIZE Global Entrepreneurship Challenge, 2020.

    Represented Jharkhand at U-16 State Cricket Team, 2012-13.

    Research Project / Innovation Incubation: Developed a start-up model, Kirana Kart to digitize the way neighbourhood stores procure supplies in India.

  • APURVA SUMAN

    Qualification: B.Com

    Work Experience: NA

    Contact: https://www.linkedin.com/in/apurva-suman-02390A1A7

    Capstone / RFP Project Title: Building better features for relating with Bureau Score of past customers (MyShubhLife)

    Accomplishments : NA

    Research Project / Innovation Incubation: Research incubation project on BFSI sector: Predicting EV for different quarters using time series expert modeler of SPSS.

  • DIVYA RAO

    Qualification: BBA and currently pursuing PGDM, finance

    Work Experience: 2-month work exp in Infinity Think Tank

    Contact: https://www.linkedin.com/in/divya-rao-a9757b1b2/

    Capstone / RFP Project Title: Building better features for relating with Bureau Score of past customers (MyShubhLife)

    Accomplishments: NA

    Research Project / Innovation Incubation: Order flow trading, Industry analysis on Johnson and Johnson, Kanyathon tracker, Design Thinking Project on Tata Motors

  • SONAM JAISWAL

    Qualification: B. Com

    Work Experience: Articleship training of 36 months under CA Kamal Kishor

    Contact: https://www.linkedin.com/in/sonam-jaiswal-b6340b1b2/

    Capstone / RFP Project Title: Scope for digital lending for Ujjivan Small Bank

    Accomplishments: NA

    Research Project / Innovation Incubation: Studying Neo Banks and their impact on traditional banking, especially post COVID19 era. This study attempts to gauge the potential challenges for Neo Banks in India.

  • HARDIK MANCHANDA

    Qualification: B. Com

    Work Experience: NA

    Contact: https://www.linkedin.com/mwlite/in/hardik-manchanda-0a843019b

    Capstone / RFP Project Title: Insurance BD (Fee based revenues) for Loan Tap

    Accomplishments: Delhi University Student,Union Media President (2018-19) & Cultural President (2019-20), Green Belt in Karate (3rd position) All India Dhamika, kai karate competition, House Captain of Coronation House in JAGSoM

    Research Project / Innovation Incubation: Pradhan Mantri Jan Dhan Yojana ,Design thinking : ICICI Bank (Loan Process)

  • VRINDA RATERIA

    Qualification: B.Com(Hons in Accounting & Finance)

    Work Experience: NA

    Contact: https://linkedin.com/in/vrinda-rateria-4548901B2

    Capstone / RFP Project Title: Persona Creation for 2W EV loan customers – Loantap

    Accomplishments: Head Academic Committee,JAGSoM& Coco Team ,Article on demystifying Fintech, Final round in design thinking

    Research Project / Innovation Incubation: Doing innovation and incubation on my start-up idea. My idea is to provide a platform for the home bakers where they can sell there product and can also showcase their talent through the app. Design thinking : Big Bazar

  • UDIT SINGH

    Qualification: B.COM (Honors)

    Work Experience: NA

    Contact: https://www.linkedin.com/in/udit-singh-05b057143

    Capstone / RFP Project Title: Scope for digital lending for Ujjivan Small Bank

    Accomplishments: NA

    Research Project / Innovation Incubation: Studying about the new challenges in the Indian Digital payments landscape. Potential new values proposition one could bring in.

  • RAJAT NARESH RAUT

    Qualification: B.E. (Mechanical Engg)

    Work Experience: NA

    Contact: https://www.linkedin.com/in/rajat-raut-a693389a/

    Capstone / RFP Project Title: Evaluation of Underwriting and Credit Scoring Infrastructure for LoanTap

    Accomplishments: Secured 2nd position in All India Abacus Competition held in Chennai in 2010.

    Research Project / Innovation Incubation: MSME Financing index of service excellence in Indian Banks.Financial Analysis Comparison of Bajaj Auto and Hero MotoCorp.Technical Analysis of Stocks using (RSI, Bollinger bands, MACD, Fibonacci Retracement)

  • UNNATI

    Qualification: B.Com (Honors)

    Work Experience: 1.5 years (18 months), Worked as a Relationship Manager in Rapture Consultants Pvt. Ltd. (Patna)

    Contact: https://www.linkedin.com/in/unnati-1170741A0

    Capstone / RFP Project Title: Evaluation of Underwriting and Credit Scoring Infrastructure for LoanTap

    Accomplishments: NA

    Research Project / Innovation Incubation: MSME Financing : Index of service excellence in Indian Banks.Technical Analysis on Nifty50 using one-year data ( Using RSI, MA, MACD,Willam R)Pair Trading (Long/Short) analysis of TCS vs INFOSYS using 20-days mean, 20-Days SD, and Z-score on five-year data

  • K SAI TEJA

    Qualification: BCom

    Work Experience: 18 Months of Work experience as Claims Specialist at Cognizant Technology Solutions

    Contact: https://www.linkedin.com/in/sai-teja-kothadoddi-4235b5158/

    Capstone / RFP Project Title: Evaluation of Underwriting and Credit Scoring Infrastructure for LoanTap

    Accomplishments: NA

    Research Project / Innovation Incubation: Order flow tradingIoT Digital Payments(Wallet of Things)

  • ANSHUMAN PATTNAIK

    Qualification: B.Tech (Production Engineering)

    Work Experience: NA

    Contact: https://www.linkedin.com/in/anshuman-pattnaik-a78a39a5/

    Capstone / RFP Project Title: Persona Creation for 2W EV loan customers – Loantap

    Accomplishments: Top Performer in multiple National Level Trading Simulation Competition

    Research Project / Innovation Incubation: Trading strategies and back testingProject on IndiaStackPortfolio making on risky and optimal portfolio

    Trading strategies and back testingProject on IndiaStackPortfolio making on risky and optimal portfolio

  • PUTTA PRAJWAL

    Qualification: B-Tech (Electronics and communica-tion engineering)

    Work Experience: NA

    Contact: https://www.linkedin.com/in/putta-prajwal-491a74160/

    Capstone / RFP Project Title: Scope for digital lending for Ujjivan Small Bank

    Accomplishments : N/A

    Research Project / Innovation Incubation:

  • ANIKET CHANDRA

    Qualification: BA (Humanities)

    Work Experience: NA

    Contact: https://www.linkedin.com/in/aniket-chandra-375252187/

    Capstone / RFP Project Title: Persona Creation for 2W EV loan customers – Loantap

    Accomplishments: N/A

    Research Project / Innovation Incubation: Research paper on Alternate – Lending “Lesson learnt from Global boom and bust”

  • SOWMYA GUPTA

    Qualification: BA (Humanities)

    Work Experience: NA

    Contact: https://www.linkedin.com/in//somya-gupta-2187B51B1/

    Capstone / RFP Project Title: Insurance BD (Fee based revenues) for Loan Tap

    MSME Financial Index of Service Excellence of Indian Banks

    Accomplishments: N/A

    Research Project / Innovation Incubation: MSME Financial Index of Service Excellence of Indian Banks

  • SHRUTI BARNWAL

    Qualification: B.Com Honours (Accounting and Finance)

    Work Experience: NA

    Contact: https://www.linkedin.com/in/shruti-barnwal-83500b136/

    Capstone / RFP Project Title: Persona Creation for 2W EV loan customers – Loantap Research Project / Innovation Incubation: Research Incubation project on” Alternative financing options for MSME

    Accomplishments: Won Inter-School Dance Competition,Won Inter-School Badminton Competition