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Jagdish Sheth School of Management (formerly IFIM Business School) and Indian Institute of Banking and Finance (IIBF) signed MoU on the 27th Nov 2019. IIBF is the leading banking training institution and is the largest global body of its kind with 770+ institutional members Banks/FIs and 7.7+ lac individual members.

The 10-credit Super-Specialization in Banking is run jointly by both institutions and is aimed at honing the skills of participants who are interested in pursuing a career in the Banking industry. The participants will get to develop clarity on banking concepts and hands-on application of such knowledge while solving real-life problems from banks.

This includes two coveted certification courses from IIBF – Certified Credit Professional and Certified Treasury Professional. Each of these two courses are of 3-credits each. Besides, projects on real-life business problems sourced from the banking industry enable the students to interact and work closely with executives from the industry and understand their imperatives. The project work is of 3 credits and students writing reflective blog on their experiential learning has a 1 credit weightage.


  • Certified Credit Professional

  • Certified Treasury Professional

  • Principles & Practices of Banking

  • Corporate and Retail Banking

  • MSMEs Financing

  • Financial Inclusion, Rural Banking & Microfinance

  • Relationship Manager-Credit/ Credit Officer/ Credit Analyst/ Stress Assets Recovery Officer


    • Capability for Appraising Safety & Security in Credit proposals
    • Capability for Appraising Working Capital & Term loan adequacy for Corporates
    • Capability for identifying incipient sickness timely for corrective actions

    Critical Skills

    • Techniques of Fund Flow and Cash Flow Statements analysis, Methods of Working capital, Term loan, Export finance appraisal


    • Principles & Practices of Banking
    • Corporate & Retail Banking/MSME Financing/Rural Banking (Any one of three)
    • Certified Credit Professional (blended course of IIBF)


    • IIBF @ Certified Credit Professional
  • Treasury Desk Officer/ Forex Dealing Room Officer


    • Capability for Bank’s Funds management, Investment Management
    • Capability for Foreign exchange market – quotations, handling merchant transactions

    Critical Skills

    • Trading strategies and Bank’s Portfolio management
    • Dealing platforms and settlement systems, Valuation of forex positions and gaps
    • Deep understandings of RBI, FEDAI, FIMMDA guidelines


    • Principles & Practices of Banking
    • Corporate & Retail Banking/MSME Financing (Any one of three)
    • Certified Treasury Professional (blended course of IIBF)


    • IIBF @ Certified Treasury Professional

    Module 1: Overview of Credit

    Principles of Lending.
    Safety, Liquidity, Profitability, Purpose of Loan, Diversification Risk.
    Model Credit Policy.
    Importance of Model MSE Policy, Exposure Norms.
    Types of Credit Facilities.
    Cash Credit, Overdrafts, Demand Loan, Bills Finance - Drawee Bill Scheme, Bills Discounting.
    Credit Delivery: Modes of Delivery.
    Sole / Multiple Banking Arrangement, Consortium Lending, Syndication. Credit Thrust, Credit Priorities, Credit Acquisitions.
    Statutory & Regulatory restrictions on Advances.
    Validation of proposal, Dimensions of Credit Appraisals, Six “C” s, Structuring of Loan documents, Credit Risk, Credit Risk Rating, Source of Repayment, Cash Flow, Collateral.
    Credit Rating.
    Measurement of Risk, Internal & External Rating, Models of Credit Rating, Methodology of Rating, Internal & External Comparison.

    Module 2: Analysis of Financial Statement & Project Finance

    Analysis of Financial Statements, Auditor’s Note.
    Current Assets, Fixed Assets, Non-current Assets, Intangible & Fictitious Assets, Liabilities - Current Liabilities, Medium & Term Liabilities, Capital & Reserve.
    Ratio Analysis, Fund Flow/ Cash Flow Statements.
    Liquidity Ratios, Leverage Ratios, Activity Ratios, Profitability Ratios, Other important Ratios, Interpretation of Financial Ratios.
    Project/ Term Loan Appraisal.
    Technical/Commercial/Market/Managerial/ Financial/Economic/Environmental Appraisal.
    Project Cost & Means of Finance.
    Cost of Production & Profitability, Sensitivity Analysis, Break-even Analysis.
    Capital Budgeting.
    Pay Back Period Method, Time Value Money, Net Present Value, Internal Rate of Return, Life of the Project.

    Module 3: Working Capital Management

    Working Capital Assessment.
    Concept of Gross/Net Working Capital, Working Capital Components, Gap, Computation of storage/ Retention Period, Operating/ Working Cycle.
    Methods of Assessment of Working Capital.
    Computation of Working Capital - Turnover Method, MPBF Method, Cash Budget System, Loan Delivery System, Analysis of CMA data.
    Quasi Credit Facilities.
    Advantages & types of Non-Fund Facilities, Letter of Credits &Assessment of limits, Bills Purchase/ Discounting under LC.
    Bank Guarantees.
    Performance, Financial, Deferred Payment Guarantees, Assessment of Bank Guarantees Limit, Period of Claim under Guarantee.
    Co-acceptance Facilities.
    RBI Guidelines, Co-acceptance of Bills covering supply of Goods & Machinery.

    Module 4: Export Finance; Retail Loans

    Export Finance: Pre-Shipment Post -Shipment Finance.
    Export Packing Credit in Rupees, Pre- shipment credit to specific sectors - Sub Suppliers, Export Credit Insurance Whole Turnover Packing Credit, Pre-Shipment Credit in Foreign Currency (PCFC), Running Account Facility in all currencies, Deemed Exports.
    Post-Shipment Finance in Foreign Currency.
    Gold Card Scheme for Exporters.
    Crystallisation of Export Bills.
    Rupee Export Finance, Purchase/ Discount/ Negotiation of Export Bills, Export on Consignment basis, Advance against Duty Draw Back Entitlements.
    Retail Loans, Retail Banking Products.
    Characteristic of Retail Loans, Retail Banking Vs Corporate Banking.
    Guidelines on CERSAI registration.
    Home, Vehicle, Personal, Pensioner, Property, Holiday, Gold, Education Loans.

    Module 5: Monitoring, Supervision & Follow Up and Management of Impaired Assets

    Documentation: Meaning, Types, Requisites, Selection of documents.
    Stamping Mode and time of Stamping of documents, Remedy for un-stamped/ under-stamped documents, Time limit of registration, Consequence of non-registration, Law of Limitation Enforcement of documents.
    Types of Charges.
    Purpose, Types of Security, Lien, Negative Lien, Set Off, Assignment, Pledge, Right & Duties as a Pledgee, Hypothecation, Mortgages.
    Credit Monitoring, Supervision & Follow Up.
    Credit Monitoring Tools, Checklist for Monitoring, QIS Formats/ guidelines, Supervision & Follow Up.
    Management of Impaired Assets.
    NPA Management Policy, Definition of Sick Unit, Income Recognition and Asset Classification, Guidelines on Project Loans under Infrastructure and Non-Infrastructure Sectors, Commercial Real Estate Sector, Provisioning Norms for NPA.
    Prudential Guidelines on Restructuring.
    Credit Monitoring, Provisioning Coverage Ratio (PCR), Options available to banks in Stressed Assets.
    Eligibility criteria for restructuring.
    Prudential Guidelines including Asset Classification on Restructuring of Advances, General Provision on Restructured, Standard Accounts, Up-gradation of Restructured Accounts, RBI Framework for Distressed Assets, CDR Mechanism.
    Fair Practices and Redress Mechanisms.
    Compromise, Legal Action, Civil litigation, Pre and Post - filing precautions, Type of Decrees, Modes of Execution of Decree, Lok Adalats, Debt Recovery Tribunal, SARFAESI, Write Off.

    Module 1: Financial Markets and Role of Treasury

    Financial markets.
    Participants and Instruments, operating environment, regulations and practices.
    Centralization of Treasury management.
    Treasury organization.
    Front Office, Back Office and Mid Office.
    Dealing systems and treasury operations, Treasury as Profit Centre.

    Module 2: Money Market Operations

    Fund management.
    CRR maintenance, liquidity management, money market operations, managing banks' surplus funds.
    Bank level ALM.
    Maturity gap analysis.
    Market quotes in money market products.
    Trading opportunities in Money market, Repo trading. Arbitrage by running maturity mismatches.
    Role of Treasury in resource mobilizations.
    Overnight call money market. Repos and Reverse repos, CBLOs, Marginal Standing Facilities.
    Funding Options.
    Certificate of Deposits, Inter-Bank Participation Certificate, Refinance as source of funding, export refinance, NABARD refinance, SIDBI refinance.

    Module 3: Investments

    Types of investments.
    Coupon and YTM concepts, Bond market basics, bond pricing and yield calculation, accrued interest, clean and dirty price.
    Interest rate risk measures like Duration, PV01 and Convexity and hedging products.
    Trading strategies and portfolio management.
    Dealing platforms and settlement systems.
    Regulatory guidelines, maintenance of SLR, investment classifications, valuations and provisioning.

    Module 4: Forex Dealings

    Exchange rates and linkage to macroeconomic factors (Balance of Payment, Current Account Deficit, Inflation, Interest Rate).
    Foreign exchange market participants, market quotes - direct and indirect quotations, one way quote and both way quotes.
    Arbitrage through currency swaps operations.
    Cash, Spot and forward rates, Concept of premium and discount in currency forward market, handling merchant transaction, cover operations, open positions, gap limits.
    Exchange rates and linkage to macroeconomic factors (Balance of Payment, Current Account Deficit, Inflation, Interest Rate.
    Currency trading strategies, fundamental analysis, interpretation of market data, technical analysis.
    Role of brokers.
    Valuation of forex positions and gaps.
    Central bank intervention in Forex market.
    Risk management in forex operations observance of NOOP limits, Gap limits, limits on overseas investments/ borrowings, funding rupee gaps through currency swaps.

    Module 5: Derivatives

    Derivative: Nature, types, fundamentals.
    Forwards, Currency Futures and Options, Interest Rate Swaps and Futures.
    concept of margins, Interest rate swaps and FRAs.
    PV01 of swaps, Option Greeks. Valuation of derivative products, Hedge accounting and Trading position in Derivatives.
    Use of derivatives to hedge currency and interest rate risks.
    Credit derivatives.
    Risk managements of Derivative product.
    Current exposure, potential future exposures, hedge effectiveness
    RBI/ FIMMDA guidelines.

    Module 6: Model Code and Dealing Ethics

    Code of conduct for Dealers and contribution to financial benchmarks.
    Dealing through brokers, model market practices, dealing ethics.
    PV01 of swaps, Option Greeks. Valuation of derivative products, Hedge accounting and Trading position in Derivatives.
    Code of Conduct for dealing on NDS-OM.
    Customer suitability and appropriateness.
    Role of FEDAI and FIMMDA.

    Module 7: Time Value of Money and Interest Rate Calculations

    Time Value of Money.
    Calculation of present value, future value, discounting, compounding, simple interest, day count conventions, money market and bond market basis, Forward rates.
    Yield curves - YTM, par yield curve.
    Interest Rate Calculations.

    Module 1: Indian Financial and Banking System; Liability Banking Products

    An overview of Indian Financial System.
    Functions of Reserve Bank of India.
    Retail, Wholesale, and International Banking.
    Banker-Customer Relationship.
    Know Your Customer, different Deposit products, Power of Attorney, Lien, and Right of Set-Off.
    Opening of Accounts.
    Various types of Deposits customers.

    Module 2: Types of Banking Products and Services

    Payment & collection.
    Negotiable instruments including cheques.
    Ancillary Banking Services.
    Remittances, Demand Drafts, Bankers’ Cheques, Travelers Cheques.
    Safe Deposit Lockers etc.
    Home Loans, Personal Loans, Consumer Loans and Documentation.

    Module 3: Principles of Lending and Creation of Security; Risk Management

    Principles of lending.
    Working Capital Management, Term Loans.
    Guarantees / LCs and Credit monitoring.
    Charge creation on Securities and Types of collateral.
    Priority Sector Advances.
    Financial inclusion.
    Risk Management.
    Basel norms, I, II and III.
    Non-Performing assets.
    Prudential Norms on Income Recognition, Asset Classification, and Provision pertaining Advance.

    Module 4:

    Introduction to Digital Banking.
    Internet Banking, Mobile Banking, Credit & Debit cards, ATMs, Digital Wallets, USSD, Blockchain technology.

    Module 1: Introduction to corporate banking

    Understanding the accounts opening formalities.
    Meaning of corporate banking, Types of corporate banking services.
    Types of corporate accounts and formalities for opening an account.
    Funds management services.

    Module 2: Credit appraisal and credit monitoring

    Analysis of borrower’s balance sheet and profit/loss account.
    Ratios Analysis from the perspective of credit rating Assessment of working capital requirements of borrowers.
    Credit Appraisal
    Appraisal of bills discounting.
    Creation of charge on assets.
    Credit evaluation for term loans.
    Project appraisal (technical, financial and economic feasibility).
    Non-fund-based requirements of).
    LCs, Guarantees.
    inance for exporters.
    Pre-shipment and post-shipment finance; Gold card scheme; Buyer’s credit and supplier’s credit.
    Loan covenants and structures.
    Credit risk management.
    Risk profiles of loan products.
    Credit rating and rating watch.
    Management of non-performing assets.

    Module 3: Retail banking

    Retail banking concept and products.
    Credit and other types of cards.
    Retail credit appraisal and scoring.
    Home loans, Education loans, Personal loans.
    ATM, telebanking, internet banking.
    Channels of retail banking services.
    Customer relationship management.

    Module 1: Issues & Challenges of MSMEs and various Initiatives & Enablers of Government

    MSMEs definition; Priority sector weightage.
    Issues & Challenges of MSMEs.
    Ministry of MSMMEs; National Institutes associated with MSMEs activities.
    National Small Industries Corporation (NSIC).
    MSMEs schemes under the aegis Office of Development Commissioner, Ministry of MSMEs.
    Credit Linked Capital Subsidy Scheme for technology up gradation of SMEs; Procurement Policy for MSMEs; TReDS (Trade Receivables Discounting System) for MSMEs.
    National Manufacturing Competitiveness Programme (NMCP).
    MSMEs related new initiatives.
    Prime Minister`s Employment Generation Programme (PMEGP).
    Startup India, Make in India, Mudra loan initiatives of Government.

    Module 2: Credit Proposal by MSMEs to Banks, Credit Appraisal Working capital & Term Loan

    Credit Proposal: Business Plan to Bank for availing finance.
    Nuances of Credit Proposal and Business Plan; Bankers & Investors perspectives understandings.
    Products & Services offering for MSMEs by Banks- Working capital & Term loan requirements.
    Corporate customers requirements of Working Capital.
    Working Capital appraisal; Assessment with illustrations.
    Term Loans.
    Bills Discounting, LCs and DPGs.
    Technical, Economic and Financial Feasibility of a project.
    Finance for Exporters.
    Pre-Shipment & Post Shipment Export Finance.
    Forward Contracts, Swaps, Options and Combinations.

    Module 3: Bank’s Covenants and Compliances by MSMEs, Rating, Credit Risk Management, and Rehabilitation

    Bank’s Covenants.
    MSMEs compliance of Terms & conditions of sanction.
    Ratings & its implications for MSMEs.
    Charge creation on Securities and Types of collateral.
    Key aspects of RBI Guidelines regarding NPAs.
    Framework for Revival and Rehabilitation of MSMEs; Corporate Debt Restructuring.

    Module 4: New Range of Instruments for Financing MSMEs New Range of Instruments for Financing MSMEs

    New range of financing instruments available to MSMEs.
    “Alternative Debt”, “Hybrid Instruments”, “Equity Instruments”, “Crowd Funding”, Venture Capital etc.

    Module 1: Rural India and Financing Rural Development

    Rural India - Demographic features; Socio-economic development indicators.
    Characteristics of Rural Society; National income - rural money markets, indebtedness, rural poverty – main causes and methods of measuring.
    Rural infrastructure.
    Role of agriculture in economic development, agriculture-industry linkages, technical changes in agriculture.
    Govt. policies and programmes for rural sector. Issues in Rural Development, Management, Marketing and Pricing.
    Financial inclusion.
    Inclusive growth;RBI’s Financial Inclusion Plan for Banks.
    Role of ICT.

    Module 2: Priority Sector Financing

    Components of priority sector.
    RBI guidelines.
    Production oriented programmes-rationale and philosophy, progress and impact.
    Government initiatives Poverty alleviation / Employment.
    Rural Housing under priority sector.
    Problems in Rural Financing.
    Problems of Rural branches of Commercial banks.
    Rural operational challenges & mitigation measures.
    Transaction costs and risk costs.

    Module 3: Priority Sector Financing, Rural & urban housing loans, Bank services, Problems in Rural Financing

    Financing agriculture / allied activities.
    Crop Loans-Assessment, Sanction, Disbursement, rephasement.
    Financing allied agriculture activities like Horticulture, Fisheries, etc.
    Term loans for irrigation, Farm mechanization.
    Godowns / cold-storage facilities, Finance against Warehouse.
    Financing Rural Non-Farm Sector (RNFS).
    Importance of RNFS, Role of Development Institutions.
    MSME Finance; Refinance from SIDBI. Cluster based approach, SIDBI role.

    Module 4: Micro Finance & MFIs

    Micro Finance in India.
    Tools for development, Evolution, Delivery Methodologies.
    MF Models, Legal and regulatory framework, Monitoring.
    Emerging Issues, Impact and Social Assessment, Operational Aspects, etc.

Core Faculty

  • Dr. Rajendra K. Sinha

    Professor & Chairperson, Centre of Excellence in Banking

    Contact: https://in.linkedin.com/in/dr-rajendra-k-1a696840


    A seasoned banker with 35+ years of experience with State Bank of India including top executive assignments as SME Business Head & Industry Studies Vertical Head. He had extensive operational experiences as 3- times Regional Manager (including the Best Regional Business Head & Chairman Club Awardee) and 6-times Branch Manager, all geographies. Awardee of CH Bhabha Research Scholarship (IBA).

  • R. Govindarajan

    Faculty & Head- Professional Development centre,Indian Institute of Banking & Finance, Chennai

    Contact: https://in.linkedin.com/in/r-govindarajan-96830070

    MBA (Finance), M.Sc. (Mathematics), CAIIB

    He has 37 years’ experience in Banking Industry and was Deputy General Manager (Principal- Management Development Institute- Apex Training Institute of Bank of India). Served in Paris Branch and also as Alternate Chief executive of Commonwealth Finance corporation limited, Hong Kong. His core competency in Banking is in the areas of Treasury, Foreign Exchange, and International Banking.

  • Ms. R. Kanchanamala

    Faculty, Indian Institute of Banking & Finance

    Contact: NA


    She has more than 38 years of experience in banking industry. She served in Bank of India as Deputy General Manager & had a tenure at the Bank’s Subsidiary in London. Her core competency in Banking is in Corporate Credit including Project Appraisal and Infrastructure Financing.

  • Dr. Priti S. Aggarwal

    Joint Director (Academics) IIBF

    Contact: https://www.linkedin.com/in/priti-aggarwal-a91a4179/

    Ph.D., MBA (Banking & Finance)

    With a total experience of more than 22 Years, in diversified fields, viz., Banking, Insurance, Financial Services and Treasury. She has authored four books viz., Risk Management, Foreign Exchange Management, Mutual Fund Management and Portfolio Management in addition to co-authoring a book on 'Financial Accounting'.

  • Dr. R. S. Chikara

    Guest Faculty, Credit & International Banking

    Contact: NA

    Ph.D., MA (Economics)

    Dr. Chikara was a Senior Faculty & Deputy General Manager (Credit & International Banking) at State Bank Academy and had also worked at the Foreign Department of the bank. He has published 6 Papers in International/National journals. He was a recipient of Macro Research fellowship from IIBF.

  • Debabrata Mukhopadhyay

    Guest Faculty, Treasury Operations

    Contact: https://www.linkedin.com/in/debabrata-mukhopadhyay-75976aaa/

    M.Sc., ADBM

    Banker with extensive treasury experiences, and was VP-Treasury, Bandhan Bank and previously Deputy Head, Corporate Treasury at UCO Bank. Established Treasury, Customizing Applications & Integration with CBS/ E-Kuber/CCIL/SWIFT.


  • Company

    Infomerics Ratings

    Project Title

    How to eliminate middle- man in Credit Rating Business.

    Project Description

    Impact on business bottom line of Rating Agencies as a result sharing of commission with Intermediaries.
    Likely impact on quality of ratings as a result of possibility of tweaking of financials by the Intermediaries for their own interests.
    Ethical issues as a result of Intermediaries in Ratting business.
    Proposed solutions to do away with Intermediaries in Rating business in Indian context.

  • Company:

    Edelweiss Finance

    Project Title:

    Digital origination and on-boarding of MSME clients in India for business loans.

    Project Description

    Detailed customer value proposition for DIY digital lending with identified target segments within our target groups.
    Business plan with detailed unit economics.
    Granular customer journeys with failure scenarios and mitigants.
    Comparative analysis and recommendation of various sources/media/channels of digital sourcing.
    Benchmarking with globally players in US, Europe, China.

  • Company:

    Ujjivan SFB

    Project Title:

    Study of customer preferences of investments & digital behaviour during Covid.

    Project Description

    Understanding shift in investment preferences of retail customers during COVID pandemic.
    Identifying ways to enhance reach to customers for mobilising deposits including enhanced usage of video-KYC (as permitted by RBI).
    Understanding strategies of other peer level competitors in mobilising deposits during COVID pandemic.

  • Company:

    Ujjivan SFB

    Project Title:

    Scope for Digital Lending.

    Project Description

    Identifying Digital process for preliminary information online capturing for particular loan requirement, provision for uploading of required documents for 1st hand screening of eligibility.
    Simplification of existing process of retail loan customer onboarding without dilution in security & safety measures.
    Having appropriate tech enablers for onboarding of retail loan customers (Home loan, Vehicle loan, Personal loan).



    Qualification: B. Com

    Work Experience: Company: Tata Consultancy Services
    Location: Kolkata, India
    Duration: 24 Months
    Job Role: Business Process Associate
    Domain: BFSI (Canadian Retail Banking Operation)

    Contact: http://www.linkedin.com/in/tara-prasad-mund

    Edelweiss Finance: Digital origination and on-boarding of MSME clients in India for business loans.

    Other Projects and accomplishments:

    1. Research Incubation Project on “IPO Pricing and Valuation: To estimate Justified PE and implied growth to Indian IPOs and their relative performance”.

    2. Success of Stand-up India, Start-up India, Make in India initiatives of Indian Government.

    3. Growth Trend in Total Advances & MSME Advances of Indian Banks.

    4. BPS Star Performer Award by TCS Gems.


    Qualification: B. Com

    Work Experience: Internship- Company: ParentOf Ltd.
    Location: Bengaluru
    Duration: 3 Months

    Contact: http://www.linkedin.com/in/deepshikha-das-gupta/

    Ujjivan SFB : Study of Customer Preferences of Investments and Behaviour during COVID.

    Other Project and accomplishments:

    1. Innovation Incubation Project on "On the Road (Aggregator of local garages)".

    2. Report on NPA Recovery in Banks in India.

    3. Analysis of the case of Vodafone India and the government of India regarding dispute of taxes.

    4. Pitch book of CarTrade IPO calculating the valuations, price range and share dilution.


    Qualification: B.com

    Work Experience: Internship- Company: Margin Sentiment Advisory Private Limited
    Duration: 2 Months

    Contact: http://www.linkedin.com/in/shreya-mukherjee-5434311b8

    Edelweiss Finance: Digital origination and on-boarding of MSME clients in India for business loans.

    Other Project and accomplishments:

    1. Prediction of Enterprise Value through Sentiment Analysis of News Data and Financial Data using Machine Learning-Sector BFSI.

    2. Design Thinking Project: To enhance the effectiveness of the customers to get their loan processing done digitally at HDFC Bank.

    3. Secured Third position in Design Thinking Innovation Exhibition and Presentation Competition.

    4. Research Advisor at Student Investment Fund in JAGSoM.


    Qualification: B.com

    Work Experience:Internship- Company: Ventura Securities Ltd.
    Location: Bhubaneswar, Odisha
    Duration: 45Days

    Contact: https://www.linkedin.com/in/amit-pani-8498a81b2/

    Infomerics Ratings: How to eliminate middle-man in Credit Rating Business.

    Other Project and accomplishments:

    1. Studying about the new challenges in the Indian Digital Payments landscape. Potential new value proposition one could bring in.


    Qualification: Bsc

    Work Experience: Internship- Company: Takshashila Consulting
    Duration: 2 months

    Contact: http://www.linkedin.com/in/dipanwita-jana/

    Edelweiss Finance:Digital origination and on-boarding of MSME clients in India for business loans.

    Other Project and accomplishments:

    1. How has the valuation/market capitalization of Fintech companies moved over the past decades? Design Thinking Project: “How might we declutter and increase the floor?”.

    2. 3rd position in Design Thinking Innovation Exhibition competition;
    Winner of the Finance Case Study competition JAGSoM.



    Work Experience:Internship- Company: Akshay Packaging Industries
    Location: Bangalore
    Duration: 3 Months

    Contact: http://www.linkedin.com/in/a-devesh-manav

    Ujjivan SFB :Scope for Digital Lending.

    Other Project and accomplishments:

    1. Study of Neo Banks and their impact on traditional banking, especially post COVID19 era. Attempting to gauge the potential challenges for Neo Banks in India.

    2. Financial Performance of Akshay Packaging Industries prior and post demonetization.


    Qualification: BBA

    Work Experience: Internship- Company: Opesh Consultancy (Sales Executive)
    Duration: 2 Months

    Contact: http://www.linkedin.com/in/priyanshu-jain-8086431a3

    Edelweiss Finance: Digital origination and on-boarding of MSME clients in India for business loans.

    Other Project and accomplishments:

    1. Impact assessment of Financial Inclusion Scheme -PMJDY (Pradhan Mantari Jan Dhan Yojana).


    Qualification: B. Com

    Work Experience: Internship- CA Firm: Shaan &Co.
    Location: New Delhi
    Duration: 3 Months

    Contact: http://www.linkedin.com/in/smriti-jha-117b07164

    Ujjivan SFB : Study of Customer preferences of investment and Behaviour during covid.

    Other Project and accomplishments:

    1. Impact assessment of Financial Inclusion Scheme -PMJDY (Pradhan Mantari Jan Dhan Yojana).


    Qualification:B. Tech

    Work Experience:Internship- Company: Takshashila Consulting
    Duration: 2 Months

    Contact: http://www.linkedin.com/in/nidhi-d-shetty-01a412192

    Infomerics Ratings :How to eliminate middle-man in Credit Rating Business.

    Other Project and accomplishments:

    1. Investor Biases in Decision making.


    Qualification: B.E/B. Tech

    Work Experience: Company: BNY Mellon Location: Pune, India
    Duration: 3 Months
    Job Role: Representative to Client's Processing
    Domain: Asset Management

    Contact: http://www.linkedin.com/in/tanmay-agarwal-370763168

    Ujjivan SFB :Study of Customer Preferences of Investments and Behaviour during COVID.

    Other Project and accomplishments:

    1. Study about the Green Bonds and sustainable finance in India.


    Qualification: B. Tech (information technology)

    Work Experience: NA

    Contact: http://www.linkedin.com/in/jagadeesh-prasad-9566021b8

    Edelweiss Finance: Digital origination and on-boarding of MSME clients in India for business loans.

    Other Project and accomplishments:

    1. Study about the Green Bonds and sustainable finance in India.


    Qualification: B. Com

    Work Experience:6 weeks, Opulent Infotech, Business Development Executive

    Contact: http://www.linkedin.com/in/veluru-naveen-2627891ab

    Ujjivan SFBank :Study of Customer preferences of investment and Behaviour during covid.

    Other Project and accomplishments:

    1. Studying Neo Banks and their impact on traditional banking, especially post COVID19 era. ks in India.


    Qualification: B.com

    Work Experience: NA

    Contact: http://www.linkedin.com/in/mahalasa-shanbhogue-4327981b7

    Ujjivan SFB:Study of Customer preferences of investment and Behaviour during covid.

    Other Project and accomplishments:

    1. Impact of COVID-19 on robo advisory market in India.

    2. Indigo Paints Ltd: Performance of IPO along with financial instruments used in it.

    3. Industry Analysis: On PVR Cinemas (Entertainment Industry).


    Qualification: B. Com

    Work Experience:Internship- Company: Takshashila Consulting
    Duration: 3 months

    Contact: http://www.linkedin.com/in/yamini-manubarthi-9b54861b8

    Ujjivan SFB : Scope for Digital Lending.

    Other Project and accomplishments:

    1. Study about the Green Bonds and sustainable finance in India.


    Qualification: B.E/B. Tech

    Work Experience: Internship- Company: Zomato
    Duration: 3 months
    Company: Nubigo Technologies (Executive accounts)
    Duration: 1 year.

    Contact: http://www.linkedin.com/in/nonita-bansal

    Ujjivan SFB : Scope for Digital Lending.

    Other Project and accomplishments:

    1. Studying about the new challenges in the Indian Digital Payments landscape. Potential new value proposition one could bring in.


    Qualification: B.E/B. Tech

    Work Experience: Internship- Company: Oifend Technologies
    Duration: 3 Months
    Jobrole: Business Development Executive

    Contact: http://www.linkedin.com/in/palak-chopra-8717081a2

    Ujjivan SFB :Scope for Digital Lending.

    Other Project and accomplishments:

    1. Analysing financial markets using Business Analytics and Machine Learning.